Privacy Policy

Effective Date: 27th August 2024

This Privacy Policy describes how Moana PLT ("we", "us", "our") collects, uses, and shares information about you when you use our mobile application TapCash (the "App"). By using our App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

a. Personal Information

When you use our App, we may collect personal information that you voluntarily provide to us. This may include:

• Your name
• Email address
• Phone number
• Payment information (e.g., credit card number, billing address)
• Profile information (e.g., username, profile picture)

b. Automatically Collected Information

We may also collect certain information automatically when you use our App, such as:

• Device Information: Model, operating system, device identifiers, IP address
• Usage Information: Pages or features of the App you use, time spent on those pages, app crashes, and other diagnostic data
• Location Information: We may collect information about your location if you permit us to do so through your device settings.
• Cookies and Similar Technologies: We may use cookies and similar technologies to collect information about your interactions with the App.

2. How We Use Your Information

We use the information we collect for various purposes, including:

• To provide, operate, and maintain our App
• To improve, personalize, and expand our App
• To understand and analyze how you use our App
• To communicate with you, including customer service, updates, and promotional offers
• To process your transactions and send you related information, such as purchase confirmations and invoices
• To detect, prevent, and address technical issues or fraud
• To comply with legal obligations and protect our legal rights

3. How We Share Your Information

We may share your information with third parties in the following situations:

• Service Providers: We may share your information with third-party service providers who assist us in providing the App and related services.
• Legal Compliance: We may disclose your information to comply with applicable laws, regulations, legal processes, or government requests.
• Business Transfers: We may share or transfer your information in connection with a merger, sale of company assets, financing, or acquisition of all or a portion of our business.
• With Your Consent: We may share your information with third parties when you provide your consent to do so.

4. Security of Your Information

We take reasonable measures to help protect your personal information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. However, please note that no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including the right to:

• Access and request a copy of the personal information we hold about you
• Request the correction of any inaccuracies in your personal information
• Request the deletion of your personal information
• Object to the processing of your personal information
• Request the restriction of processing your personal information
• Request the transfer of your personal information to another entity

If you wish to exercise any of these rights, please contact us at mike@sumotex.co. We may require you to verify your identity before responding to such requests.

6. Children's Privacy

Our App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately at mike@sumotex.co. If we become aware that we have collected personal information from a child under 13 without verification of parental consent, we will take steps to remove that information from our servers.

7. Third-Party Links

Our App may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the privacy practices or the content of those third-party websites or services. We encourage you to read the privacy policies of any third-party websites or services you visit.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: mike@sumotex.co